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Centro de conocimiento

Nuestro Centro de conocimiento cuenta con artículos útiles con información sencilla y confiable para todas sus preguntas sobre seguros, desde cómo presentar una reclamación hasta cómo encontrar al médico adecuado.

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header
Conceptos básicos de los seguros
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Aprender los conceptos básicos del seguro puede ayudarle a aprovechar al máximo su plan y a llevar una vida más saludable.​​​​​​​
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básico
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Explorar el seguro
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Cuando se trata de la logística del seguro, contamos con guías para ayudarle.
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#navigating
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Medicamentos con receta
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La mayoría de los planes de seguro médico incluyen una cobertura de medicamentos con receta. Más información sobre cómo acceder y comprar medicamentos.
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#medicamentos con receta
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Atención médica
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Saber cómo encontrar la atención adecuada cuando la necesita puede ser un desafío. Conozca los conceptos básicos para tomar el control de su salud.
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salud
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Cuidado dental
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Conocer un poco mejor sus beneficios dentales puede ser de gran ayuda para cuidar su sonrisa.
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#dental
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Cuidado de la vista
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Entender su seguro de la vista le ayuda a aprovechar al máximo sus beneficios y evitar costos imprevistos.
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#vision
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Preguntas frecuentes
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Preguntas frecuentes
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Conceptos básicos de los seguros

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Deducibles del seguro médico
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Dentro de la red vs. fuera de la red
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Cómo leer su explicación de beneficios
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Términos comunes de seguros médicos
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Coseguro vs copago
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Una guía para las cuentas de ahorros para gastos médicos
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Volver al principio
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Go back back to the top
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What is Open Enrollment?
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Open Enrollment gives you the opportunity to carefully review and renew your current health insurance coverage or choose a different plan for the next year. Learn how to prepare.
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Leer más
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Read more about open enrollment
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/content/bcbsnc/us/en/members/knowledge-center/open-enrollment
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¿Qué es la prima de un seguro médico?
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Para entender su plan de seguro médico, comience por conocer la prima de su seguro médico. Esta es la cantidad que paga cada mes para mantener activa su cobertura de salud.
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cta1-text
Leer más
cta1-srtext
Read more about premiums
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/content/bcbsnc/us/en/members/knowledge-center/what-are-health-insurance-premiums
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Lo que la Ley del Cuidado de Salud a Bajo Precio significa para usted
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Conozca qué es la Ley del Cuidado de Salud a Bajo Precio (ACA, por sus siglas en inglés), qué cambió para el seguro médico y cómo comprar e inscribirse en un plan de seguro médico de ACA.
cta1-variant
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cta1-text
Leer más
cta1-srtext
Read more about the affordable care act
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/content/bcbsnc/us/en/members/knowledge-center/what-is-the-affordable-care-act
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Leer más artículos
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Cómo presentar una reclamación
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The difference between provider and facility charges
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Su guía para el seguro médico suplementario
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¿Qué son los períodos de inscripción especial?
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Entender el proceso de apelación
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¿Qué es la terapia escalonada?
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Cómo solicitar la revisión y la autorización previa
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Cómo obtener un seguro médico
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Volver al principio
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Go back back to the top
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How to add dependents to your health plan
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Learn what a health insurance dependent is, who you can add, and when to act after a major life event like getting married or having a baby so that your plan meets your changing needs.
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Leer más
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Read more about adding a dependent to your health plan
cta1-href
/content/bcbsnc/us/en/members/knowledge-center/adding-dependents-to-insurance
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Opciones de seguro médico para adultos jóvenes
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Conocer el seguro médico por primera vez puede ser intimidante. Conozca las opciones de cobertura más comunes y sepa cómo elegir el plan que mejor se adapte a su vida y a su presupuesto.
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cta1-text
Leer más
cta1-srtext
Read more about insurance options for young adults
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/content/bcbsnc/us/en/members/knowledge-center/health-insurance-young-adults
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Cobertura de atención médica al viajar
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Unas excelentes vacaciones requieren tiempo, esfuerzo y planificación, y una de las mejores maneras de proteger su viaje cuidadosamente planificado es conocer su cobertura de salud antes de salir de casa.
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Leer más
cta1-srtext
Read more about coverage while traveling
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/content/bcbsnc/us/en/members/knowledge-center/health-care-coverage-while-traveling
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Medicamentos con receta

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¿Qué es una farmacia orden por correo y cuáles son los beneficios?
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Comprender los beneficios de los medicamentos con receta
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Cómo solicitar medicamentos que no están en la lista de medicamentos autorizados
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Entender los costos de los medicamentos con receta
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Cobertura de equipo médico duradero para CPAP y más
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Volver al principio
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Go back back to the top
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Cómo cambiar de farmacia
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Como paciente, usted es responsable de transferir las recetas cuando cambia de farmacia. Aprenda cómo hacer el cambio y los factores clave a tener en cuenta.
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cta1-text
Leer más
cta1-srtext
Read more about switching pharmacies
cta1-href
/content/bcbsnc/us/en/members/knowledge-center/how-to-switch-pharmacies
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Cómo sortear la escasez de medicamentos
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Las interrupciones ocasionales en la cadena de suministro pueden dificultar la obtención de algunos medicamentos a veces. Infórmese sobre lo que puede hacer para sobrevivir durante una escasez de medicamentos.
cta1-variant
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cta1-text
Leer más
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Read more about navigating drug shortages
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/content/bcbsnc/us/en/members/knowledge-center/drug-shortages
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Información sobre las farmacias especializadas
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Conozca en qué se diferencian las farmacias especializadas de las tradicionales y cómo el seguro puede ayudarle a obtener los medicamentos especializados que necesita.
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cta1-text
Leer más
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Read more about specialty pharmacies
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/content/bcbsnc/us/en/members/knowledge-center/what-is-a-specialty-pharmacy
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Atención médica

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Dónde acudir para recibir atención médica
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Cómo funciona el seguro médico
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Does insurance cover nutritionists?
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Cómo los especialistas en atención médica le ayudan a obtener la atención adecuada
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Elegir un médico de atención primaria
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¿Cubre el seguro la terapia?
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Mamografías y cobertura: lo que debe saber antes de ir al médico
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How to get a breast pump using insurance
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Explicación de los análisis de orina diagnósticas
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¿El seguro cubre las colonoscopias?
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Volver al principio
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Go back back to the top
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¿Qué es la telesalud y cuándo debe utilizarla?
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Recibir atención médica no siempre requiere un viaje al consultorio del médico. La telesalud puede facilitar el acceso a la atención médica, ahorrar tiempo y brindar apoyo para una variedad de problemas de salud.
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Read more about telehealth
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The difference between preventive and diagnostic care
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Insurance covers preventive and diagnostic services very differently. Knowing how these two types of care work can help you avoid surprise bills and take control of your well-being.
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Read more about the difference between preventive and diagnostic care
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¿Qué es la atención preventiva?
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Si bien la atención médica está en continua evolución, una cosa sigue siendo cierta: la prevención es la mejor medicina. Entonces, ¿qué es la atención preventiva, por qué es importante y qué incluye?
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Cuidado dental

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¿Cubre el seguro las dentaduras postizas?
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Cómo funciona el seguro en una emergencia dental
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¿El seguro cubre los frenillos?
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Volver al principio
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Implantes dentales: procedimiento, costos y cobertura
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Si pierde un diente o no puede conservarlo, un implante dental puede reemplazarlo y ayudarle a comer, hablar y sonreír con confianza. Conozca cómo se realiza el procedimiento y de qué manera su seguro puede ayudarle.
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¿Cómo funciona el seguro dental?
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El seguro dental se adquiere por separado de su cobertura de salud habitual. Conozca cómo el seguro dental puede beneficiar su salud dental a largo plazo.
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Una guía rápida para la odontología preventiva
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Es fundamental centrarse en la atención dental preventiva para evitar problemas dolorosos y costosos que podrían afectar su salud.
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Cuidado de la vista

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Your guide to eye exams
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¿Cubre el seguro la cirugía ocular LASIK?
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Cómo funciona el seguro de la vista
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Explore cómo el seguro de la vista puede ayudarle a controlar eficazmente su salud ocular y prevenir problemas.
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Does vision insurance cover glasses?
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Learn how vision insurance may help cover the cost of glasses, including frames, prescription lenses, and common lens upgrades.
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¿Cubre el seguro los contactos?
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Si usa lentes de contacto, es posible que se pregunte si su plan de seguro ofrece cobertura total o parcial.
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